Choosing the right insurance company for you is one of the most critical steps in managing your insurable risks. It means asking all of the right questions and thoroughly investigating your options.
Building net worth over a lifetime requires prudent planning and the implementation of sound strategies. Insurance is an important element of any sound financial plan.
Most of us will live a long time in retirement – possibly as many as 20 years, without generating income through employment.
Everyone needs a financial plan for their life, from those with ten dollars to those with ten million. Life takes money – whether you plan or not.
Using a broker doesn't cost you more. Often it can cost you less because brokers have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf.
Without proper retirement planning, you can be faced with a significant cut in your income at retirement, requiring dramatic changes to the lifestyle to which you have become accustomed.
Are you covered against the primary critical illnesses, such as cancer, heart attack and stroke that can cause emotional and financial distress?
The purpose of investing is to improve our future circumstances or future lifestyle.
The objective of investing is to receive a future flow of funds larger than the funds originally invested.
Credit, like a knife, is neither good nor bad – it depends on the use to which it is put.
There is the expectation that you will need 4 to 10 times the amount you paid for your house.
Your broker works for you – not for the insurance company.
Diversification is the process of helping reduce risk by investing in several different types of individual funds or securities and works hand in hand with asset allocation.
Cash management is the understanding and analysis of what you earn, what is deducted (e.g. taxes), what you spend and what you save.
There are three ways to manage money: Market timing, security selection, and asset allocation. The first two, in our view, involve too much and risk.
The focus of Lashley Financial is on creating and maintaining a long term relationship with you. To do so, we will:
We are building our online Customer Centre to provide convenience, easy access to the services and solutions you need.
Over the coming months we will add features and functionality, to make the process of doing business with us unrestricted by time or geography.
Through the Customer Centre, you will be able to access the financial resources and tools you need to manage your affairs – so that you have more time to focus on the people and the things that matter most to you.
|
|
More than you want and less than you need
Often, in the seminars and workshops we do, we are asked about the purchase of whole life insurance vs buying term life.
|
Subscribe to be updated on announcements, news, and info.
|
