The purpose of investing is to improve our future circumstances or future lifestyle.
Credit, like a knife, is neither good nor bad – it depends on the use to which it is put.
Using a broker doesn't cost you more. Often it can cost you less because brokers have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf.
A home is one of the largest purchases most people make during their lifetime. Therefore, homeowners' insurance protection is critical and strongly recommended.
Choosing the right insurance company for you is one of the most critical steps in managing your insurable risks. It means asking all of the right questions and thoroughly investigating your options.
Estate planning can have a lasting impact on your family – though not as much as not doing it.
Investing requires the trade-off of present income (consumption) for future income (consumption).
There are three ways to manage money: Market timing, security selection, and asset allocation. The first two, in our view, involve too much luck and risk.
Most of us will live a long time in retirement – possibly as many as 20 years, without generating income through employment.
A popular myth is that estate planning is only for the rich among us. However, any one who has property and wishes for a future generation will need estate planning.
Are you covered against the primary critical illnesses, such as cancer, heart attack and stroke that can cause emotional and financial distress?
The objective of investing is to receive a future flow of funds larger than the funds originally invested.
Motor vehicle insurance has various elements including property damage coverage, liability coverage including coverage for the death or injury of a third party, collision coverage and comprehensive coverage.
Death is inevitable – and sooner or hopefully later, we are going to die. Before we do, we should take some actions to put our affairs in order.
The most valuable asset that the vast majority of the adult population has is the ability to work to earn the income required to provide for a reasonable lifestyle and to build net worth.
Lashley Financial provides a number of additional services that support our customers in meeting their overall personal and business goals.
These include:
Buying and selling property to complement our services in negotiating mortgages and insurance
Organising seminars, large training events and workshops to complement our services in education and training.
Preparation of Chairman’s Report, Board Report, Chief Executive’s Report and Management Discussion and Analysis for your annual report to shareholders.
Workshops to generate business ideas, to solve organizational problems and to create strategic options.
Audit and recommendation of actions to reduce energy cost in the home.
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More than you want and less than you need
Often, in the seminars and workshops we do, we are asked about the purchase of whole life insurance vs buying term life.
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