A home is one of the largest purchases most people make during their lifetime. Therefore, homeowners' insurance protection is critical and strongly recommended.
Maintaining your quality of life after the diagnosis of a critical illness and dealing with financial commitments can cause hardship for you and your families. Critical illness insurance can protect your family's future.
Investing requires the trade-off of present income (consumption) for future income (consumption).
Estate planning can have a lasting impact on your family – though not as much as not doing it.
Diversification is the process of helping reduce risk by investing in several different types of individual funds or securities and works hand in hand with asset allocation.
The objective of investing is to receive a future flow of funds larger than the funds originally invested.
Everyone needs a financial plan for their life, from those with ten dollars to those with ten million. Life takes money – whether you plan or not.
The most valuable asset that the vast majority of the adult population has is the ability to work to earn the income required to provide for a reasonable lifestyle and to build net worth.
Are you covered against the primary critical illnesses, such as cancer, heart attack and stroke that can cause emotional and financial distress?
A popular myth is that estate planning is only for the rich among us. However, any one who has property and wishes for a future generation will need estate planning.
You will need 4 to 10 times the amount you paid for your house to enjoy a comfortable retirement.
Motor vehicle insurance has various elements including property damage coverage, liability coverage including coverage for the death or injury of a third party, collision coverage and comprehensive coverage.
The purpose of investing is to improve our future circumstances or future lifestyle.
Building net worth over a lifetime requires prudent planning and the implementation of sound strategies. Insurance is an important element of any sound financial plan.
Death is inevitable – and sooner or hopefully later, we are going to die. Before we do, we should take some actions to put our affairs in order.

In our lives today, we are all faced with threats (hurricanes, flood, accident, illness, death) that, if they occurred, would result in financial loss. Insurance is the process of protecting against economic impact of financial loss. It is based on transferring the risk of loss to someone else (the insurer).
Subject to the terms of the contract, it pays the insured (or the beneficiary) in the event of a loss.
Insurance is now critical to protect those you love and the things you value most. Life today would probably not be possible without insurance – for as we achieve more than our parents did and want more for our own children, we have more to protect.
Our process is one where we match your goals with your protection needs and your budget. It is about identifying and understanding the risks associated with what you have achieved and what you want to achieve - and developing solutions which provide the right insurance coverage – at the right price.
It is more than just buying policies. It is the comprehensive and holistic process of managing the risks of living in a modern world – balancing today’s realities with tomorrow’s dreams.
We will give you a clear picture, perhaps for the first time, of where you stand in managing the risks of everyday living. Some of us have no idea of the value of or the need for insurance, seeing it only as required by law, by the Bank for a mortgage or purchased to get rid of an aggressive insurance agent. Many think it is a waste of money at best and a rip-off at worst.
Lashley Financial will first provide a clear understanding of the critical role insurance plays in ensuring that you are able to achieve your life goals, while protecting what you have already achieved. We help you to determine the insurance you need, and the insurance you don’t need.
We will help to provide direction and discipline. Without this direction and discipline it is possible that you will make insurance decisions based on price or on friendship. The pieces not only won't fit together, they may actually conflict with each other and compound the problem.
We integrate your goals and objectives, with the protection necessary to increase your likelihood of realising them.
Benefits of working with us
With Lashley Financial, you can:
Lashley Financial will give you the peace of mind to know that we will be there – for you.
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More than you want and less than you need
Often, in the seminars and workshops we do, we are asked about the purchase of whole life insurance vs buying term life.
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