Lashley Financial :: PHILOSOPHY

Estate planning can have a lasting impact on your family – though not as much as not doing it.

The objective of investing is to receive a future flow of funds larger than the funds originally invested.

Most of us will live a long time in retirement – possibly as many as 20 years, without generating income through employment.

There are three ways to manage money: Market timing, security selection, and asset allocation. The first two, in our view, involve too much luck and risk.

Debt affords us the opportunity to benefit from things that we may not be able to purchase in the short term, such as a home.

The purpose of investing is to improve our future circumstances or future lifestyle.

Credit, like a knife, is neither good nor bad – it depends on the use to which it is put.

The most valuable asset that the vast majority of the adult population has is the ability to work to earn the income required to provide for a reasonable lifestyle and to build net worth.

Everyone needs a financial plan for their life, from those with ten dollars to those with ten million. Life takes money – whether you plan or not.

Building net worth over a lifetime requires prudent planning and the implementation of sound strategies. Insurance is an important element of any sound financial plan.

You will need 4 to 10 times the amount you paid for your house to enjoy a comfortable retirement.

Maintaining your quality of life after the diagnosis of a critical illness and dealing with financial commitments can cause hardship for you and your families. Critical illness insurance can protect your family's future.

Diversification is the process of helping reduce risk by investing in several different types of individual funds or securities and works hand in hand with asset allocation.

Are you covered against the primary critical illnesses, such as cancer, heart attack and stroke that can cause emotional and financial distress?

Motor vehicle insurance has various elements including property damage coverage, liability coverage including coverage for the death or injury of a third party, collision coverage and comprehensive coverage.

"We are what we repeatedly do. Excellence, then, is not an act, but a habit."
Aristotle

Lashley Financial offers a comprehensive range of personal financial services, training solutions and business guidance.

These may not appear to be new – “same wine, different wine skins”. However, we are a service company and what is different is the quality of the experience we offer. This experience is based on the five principles below.

It starts with our basic philosophy of “People First!!”. This means respect for you and for your business. Our Company is founded on a commitment to do what is right for you as this will drive our mutual prosperity in the long-term. You can be assured that the recommendations we make and the solutions we offer are the best for you and your family.

Second, we recognise that our business is about creating, nurturing and sustaining relationships. We will listen to you and always treat our relationship with you as the source of value – and not the next sale.

The third difference is the level of service and professionalism you will receive. In addition to the basic things like courtesy and returning calls promptly, you can expect strict confidentiality, a “can do” attitude and a straightforward response to your needs. Dealing with us will be an easy and pleasurable experience.

Fourth is our approach to educating you, our customer, on what we are recommending and why we believe that this is the right solution for you. Therefore, you can objectively assess all that is being offered, by us and our competitors, so that you will know that you are making the right decision for you and your family.

The final, and a key difference, is the level of expertise and experience you will be able to benefit from when working with Lashley Financial. Our commitment is that the person dealing with you and your business will have significant practical experience and training to bring to bear on addressing your needs. This will mean quality solutions that will work for you and your family.

We will live by these principles – and we ask you to hold us accountable in all our interactions with you.

More than you want and less than you need