Motor vehicle insurance has various elements including property damage coverage, liability coverage including coverage for the death or injury of a third party, collision coverage and comprehensive coverage.
Diversification is the process of helping reduce risk by investing in several different types of individual funds or securities and works hand in hand with asset allocation.
Are you covered against the primary critical illnesses, such as cancer, heart attack and stroke that can cause emotional and financial distress?
Debt affords us the opportunity to benefit from things that we may not be able to purchase in the short term, such as a home.
A popular myth is that estate planning is only for the rich among us. However, any one who has property and wishes for a future generation will need estate planning.
You will need 4 to 10 times the amount you paid for your house to enjoy a comfortable retirement.
Building net worth over a lifetime requires prudent planning and the implementation of sound strategies. Insurance is an important element of any sound financial plan.
Choosing the right insurance company for you is one of the most critical steps in managing your insurable risks. It means asking all of the right questions and thoroughly investigating your options.
Everyone needs a financial plan for their life, from those with ten dollars to those with ten million. Life takes money – whether you plan or not.
Credit, like a knife, is neither good nor bad – it depends on the use to which it is put.
Maintaining your quality of life after the diagnosis of a critical illness and dealing with financial commitments can cause hardship for you and your families. Critical illness insurance can protect your family's future.
Cash management is the understanding and analysis of what you earn, what is deducted (e.g. taxes), what you spend and what you save.
Investing requires the trade-off of present income (consumption) for future income (consumption).
The objective of investing is to receive a future flow of funds larger than the funds originally invested.
Death is inevitable – and sooner or hopefully later, we are going to die. Before we do, we should take some actions to put our affairs in order.
We will act first and always in your interest – not as an agent for another company.
Lashley Financial is an independent company. We are not a subsidiary or an associate of any insurer, bank or asset manager.
We do not provide financial products. Instead we provide independent guidance. Therefore, any product we recommend will be the best available in the market, based on your needs and circumstances.
We are not salespeople paid by commission for selling company products - you pay us for our professional guidance and advice irrespective of whether a product is sold. Though, we may receive commissions in our role as broker for the placement of financial products with third parties, we work for you and offer you choice.
Where we provide paid advice to you as part of the process, you are free to select any broker or agent for the placement of your business; where we provide placement, we will give you a choice (where choice exists in the market) of financial solutions and providers - and we provide a rationale for our recommendation.
We provide independent guidance so that you get the right solutions for you or your company.
You can be assured that the recommendations we make and the solutions we offer are best for you, your family or your company.
|
|
More than you want and less than you need
Often, in the seminars and workshops we do, we are asked about the purchase of whole life insurance vs buying term life.
|
Subscribe to be updated on announcements, news, and info.
|
